Financial Analyst

Background

Bless Payments is a fintech start-up enabling migrants to send money to their family and friends across Asia, Africa and the Middle East. Launched in late 2023, we have ambitious growth and expansion plans across North America, Europe and the Middle East. Our mission is to level the playing field one payment at a time and to strengthen the bonds between families living in developing nations and developed nations.

Job Summary

Bless Payments is looking for a dynamic and experienced Finance Analyst to join our team and play a critical role in ensuring the financial health of our business and provide strategic financial insights to guide decision-making. This is a part-time role reporting to the Chief Executive Officer in Australia.

Key Responsibilities

• Pricing: Ongoing pricing management of existing products and pricing of new products

• Budgeting, Planning, and Forecasting: Develop and maintain budgets, forecasts, and financial plans to support business objectives. Analyse trends and variances to provide actionable recommendations

• Reconciliation of Customer Transactions: Verify and reconcile customer transactions to ensure accuracy 

• Journaling Revenue and Costs: Record revenue and expenses in accounting software, ensuring all financial transactions are correctly documented and categorized

• Financial Reporting: Prepare accurate and timely financial reports, including profit and loss statements, balance sheets, and cash flow analyses. Present findings to management and Board

• Compliance and Best Practices: Ensure all financial activities comply with relevant regulations, policies, and industry standards.

Skills and Experience

• Bachelor's degree in Accounting, Finance, or a related field

• Chartered Accountant (CA) or Certified Public Accountant (CPA) certification is required 

• Minimum of 5 years’ experience in the Financial Services industry, preferably with a focus on remittance, currency exchange or international cards

• Experience working within start-ups or fast paced small business environments

• Familiarity with financial regulations specific to money service businesses

• Proficiency in Xero accounting software

• Strong analytical and problem-solving skills 

• Exceptional attention to detail, accuracy, and a strong sense of data integrity

• Ability to work both independently and collaboratively within a team

• An agile and can-do mindset with an ability to manage competing priorities, constantly adapt in a fast-paced environment focused on growth without compromising on quality.

Benefits

• Competitive salary 

• Flexible working hours and remote-first environment

• Join a fast-paced, high-growth global fintech start-ups

• Opportunity to shape a platform that impacts lives worldwide

• Accelerate your career by working closely with experienced co-founders 

• An opportunity to shape the role and develop into a more senior role as the business grows.